Atty. Ellen Aster B. Cabic-Garcia, completed her Bachelor of Laws at the Lyceum of the Philippines University in 2008. She took the bar examinations in the same year and was admitted to Philippine Bar on April 30, 2009.

In September 2006 she joined Cortina and Buted Law Offices. She started in the firm as Paralegal and was promoted to Legal Associate - Corporate and Litigation Lawyer, when she passed the Bar. As a Corporate Lawyer, she acts as the Corporate Secretary of the Firm's corporate clients, Lawyer-in-charge of all corporate legal work such as doing business in the Philippines, tax-free transfer, mergers and acquisitions, capital increase and re-structuring, insolvencies, corporate rehabilitation and receiverships, dissolution, taxation, contract management/negotiations, government compliance requirements, and other related consultancy services. She attended hearings, prepares pleadings, handles labor and industrial relations work, and other litigation services.

Likewise, she also worked for Bernaldo Mirador and Director Law Offices from September 2003 to September 2006 as Corporate Services Specialist - Tax and Corporate Division. She prepared legal opinions and letter-requests for BIR Rulings, position papers, contracts and contract reviews. She also handled preparation of the requirements of the Securities and Exchange Commission, Philippine Exchange Commission, and other government institutions, relative to the firm's engagements under the Tax and Corporate Services Division. 

Atty. Cabic-Garcia joined the Bank in 2011 as Legal Counsel.

Legal Counsel

Atty. Karen U. Ferreras-Calub joined the Bank in November 2015 as its Legal Counsel. Prior to joining the Bank, she was engaged in the private practice of law, specializing in the fields of general litigation, labor and employment, and contracts and corporate services. She also grew from the ranks of the legal profession as a legal assistant to a lawyer in one of the largest media conglomerate in the country, ABS-CBN Corporation.

Atty. Ferreras-Calub received her Bachelor of Laws (Ll.B) degree from Lyceum of the Philippines University in 2011 and became a member of the Philippine Bar in 2012. She obtained her Bachelor of Arts degree, major in Legal Studies and graduated as a resident scholar from the same university in 2004.