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Al-Bai Bithaman Ajil (BBA) represents financing for the acquisition of a given asset through the concept of a Deferred Payment Sale. Under this scheme, the Bank purchases the asset concerned and subsequently sells the same to the customer at an agreed price which comprises the actual cost of the asset to the Bank and Bank’s the margin of profit and allows the customer to settle the payment by installments within the period and in the manner so agreed.

This financing is for acquisition of a residential house and a commercial building. It can also be used for additional operating/working capital.


Terms and Conditions


Downloadable Forms

Customer Record Form (CRF)


Application Page